This Month’s Best Chase Offers: July 2026

If you’ve been sitting on the fence about opening a new card, this is the month to pay attention- Chase has a few offers out right now that don’t come around often.

Chase Sapphire Preferred: 100,000 points
This is only the third time in the card’s history the Sapphire Preferred has offered 100,000 points (the standard offer is usually 75,000), and you only get $5,000 to spend in the first 3 months to earn it. The card also just got a refresh - a doubled $100 hotel credit, 3x points on gas/EV charging, a Global Entry/TSA PreCheck credit, and a year of Apple TV- all for a $95 annual fee.

One thing to know if you’re a Hyatt person like me:
Chase is changing the Sapphire Preferred’s transfer ratio to World of Hyatt from 1:1 down to 4:3 for anyone who opens the card after June 15. If you already have the card, you keep the better 1:1 ratio through October 1, 2026 - so if you’ve been eyeing this card specifically for Hyatt transfers, that timing matters.

Chase Ink Business Unlimited: $1,000 cash back:
If you have any kind of side income- tutoring, selling a course, freelance work - this one’s worth a look. Spend $8,000 in the first 4 months, get $1,000 cash back. On its own, that’s just cash. But if you also hold a points-earning card like the Sapphire Preferred, that $1,000 can convert into 100,000 Ultimate Rewards points instead.

Quick recap:
Sapphire Preferred at 100k is one of the best offers this card has ever had, and pairing it with the Ink Business Unlimited is one of the most efficient ways to stack points from two different bonus categories at once. If you’re a Hyatt transfer fan, the ratio change is a real reason to move sooner rather than later.

Offers change often - always confirm your exact terms in the Chase app or website before applying.